Oxy Finance user guide

Official guide · Version 2.0

A complete view of your financial activity.

Oxy Finance brings income, expenses, invoices, accounts and investments together in a clear bilingual Windows application.

PlatformWindows 10 and 11

AudienceIndividuals and self-employed workers

DataLocal management with backups

Purpose and audience

Oxy Finance is designed for individuals, families, students, self-employed workers and small businesses that want organized financial records without unnecessary complexity.

Usage mode	Main features
Personal finances	Income, expenses, investments, dashboard and basic reporting.
Personal + Self-employed	Personal tools plus GST/QST, invoicing, customer records and advanced reports.

Plan requirement: professional features, including “My business,” require Oxy Finance Pro.

Getting started

Complete these steps when opening Oxy Finance for the first time.

1
Set up your identity and accounts
Open Settings, enter your identity and create at least one financial account.
2
Add customers, suppliers and categories
Prepare reusable records before entering transactions.
3
Record your first transaction
Add income, an expense or an invoice to confirm the setup.
4
Review the dashboard
Check totals, account balances and available reports.
5
Create a backup
Select a backup location in Settings and export your data.

Oxy Finance first-time setup checklist — **First-time setup checklist**The checklist tracks the required identity, account and backup steps.

Dashboard

The dashboard provides an immediate summary of current financial activity.

Indicator	What it shows
Income	Previous, current and upcoming monthly income.
Pending income	Issued invoices that have not been paid.
Expenses	Comparison across consecutive months.
Balance by account	Current balance for every account displayed on the dashboard.
Upcoming payments	Payments due within the next 15 days.

Income

The Income section contains invoices, direct income entries, customers and reusable revenue types.

Invoices

Automatic numbering
Open and Paid statuses
PDF printing and export
Customer assignment

Direct income

Salary and professional income
Refunds and interest
Reusable or custom revenue types

Customers

Contact details
Tax profiles and payment terms
Invoice history

Revenue types

Personal and professional categories
Optional unit prices
Use in filters and reports

Invoices screen in Oxy Finance — **Invoices**Review issued invoices or create a new invoice.

Direct income entry form in Oxy Finance — **Direct income**Select a revenue type, amount and date.

Customer management screen in Oxy Finance — **Customers**Store contact information, tax settings and payment terms.

Expenses

Record outgoing money, classify transactions and keep supporting documents together.

Entry

Amount with or without GST/QST
Supplier and category
Receipts and invoice attachments
Account, date and payment method

Expense list

Date and supplier filters
Monthly or annual grouping
Tax and total summaries

Suppliers

Contact and address information
Optional default category

Investments

Add investments, enter their current value each month and review portfolio progression.

Description, institution, type and initial amount
Monthly current-value updates
Gain or loss calculation
Portfolio history

Important: values are entered manually. Oxy Finance does not connect to brokerage platforms.

Investments and returns screen in Oxy Finance — **Investments and returns**Add an investment and update its value every month.

Settings

Setting	Purpose
Usage mode	Choose Personal finances or Personal + Self-employed.
Language	Switch the application between English and French.
My identity	Name, role and contact information.
My business	Legal details, GST/QST, billing address and logo. Pro only.
Billing	Invoice numbering, logo and payment terms.
Accounts	Bank accounts, cards, opening balances and default account.
Backup & import	Export and restore application data.
Subscription	Review plan and Microsoft Store subscription information.

Reports and analysis

Reports provide detailed views of financial activity and support tax-information preparation.

Report	Contents
Tax summary	GST and QST collected and paid.
FPZ-500	Structured information for Quebec form preparation.
Income statement	Income, expenses and net result.
Dashboard	Income versus expenses and category breakdowns.
Clients/Suppliers	Rankings based on invoicing and expenses.
Transactions	Detailed entries for the selected period.

Notice: reports are informational. Oxy Finance does not provide accounting, tax, legal or financial advice.

Reports dashboard in Oxy Finance — **Reports dashboard**Select a period and export the results to PDF or CSV.

Backup and import

Create a backup before important updates, device changes or any operation that could replace data.

Export a backup

Open Settings → Backup & import.
Select Export data.
Choose the destination folder.
Store the file safely.

Import a backup

Open Settings → Backup & import.
Select Import data.
Choose the backup file.
Confirm replacement of current data.

Verify the file after every export.
Do not share backups containing sensitive data.
Keep multiple copies on different storage media.

Security and support

Back up data regularly.
Protect your Windows session with a password.
Use a strong Microsoft account password.
Avoid public or shared devices.
Keep Windows and Oxy Finance updated.

Need help?

Include your Windows version, Oxy Finance version, the steps performed and the displayed message.

Contact support